Hurricane - Business Assistance

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Business Resources

Note: This page will be updated as more information is received from SBA, FEMA, and other local and federal resources.

Economic assistance (business loans) for private sector businesses may be available based on the magnitude of the disaster and overall economic impact to the community. Businesses are encouraged to complete the online Business Damage Assessment tool.

This information will provide valuable economic impact information to the state and federal government as economic assistance options are evaluated.

Business Damage Assessment Survey

Florida Disaster recovery for businesses (Subset of for business recovery)

Recovery resources for businesses, including links to a damage assessment survey, emergency loan program, unemployment assistance, small business recovery guide, etc.

Features of the website include:

  • A disaster planning toolkit to help businesses prepare for hurricanes and other disasters.
  • Critical disaster updates from the State Emergency Operations Center to keep businesses informed during emergencies.
  • A Business Damage Assessment Survey to help businesses get back up and running after an emergency.
  • County Emergency contact info.

Florida Short Time Compensation for Employers Program
Description: Short-Time Compensation (STC) is a temporary alternative work style that will assist employers in keeping their workforce intact. The program permits prorated unemployment compensation benefits to employees whose work hours and earnings are reduced as part of an STC plan to avoid the total layoff of some employees.  Phone: (850) 921-3253 – Website:

Florida Disaster Unemployment Assistance
Description: Unemployment benefits for individuals unemployed as a result of the disaster that are not covered by regular state or private unemployment insurance. Applicants have 30 days to file after the disaster is announced. Phone: (800) 385-3920 – Unemployment Assistance

Florida Small Business Resource Network
Description: The Small Business Continuity Services Resource Network (SBCSRN) is a database of Florida professionals identified to fill niche areas for recovery technical assistance in support of small businesses and the Florida economy. Phone: (904) 620-2489 – Website:

Florida Department of Agriculture and Consumer Services
Description: License, insurance, and consumer complaint information on building contractors Phone: (800) 435-7352 – Website:

Florida Department of Environmental Protection
Description: An order can be given to reduce regulatory processes and provide flexibility for restoring services quickly during a disaster. Phone: (850) 245-2118 – Website:

Florida Department of Insurance
Description: You may also call our toll-free insurance consumer helpline at: 1-877-693-5236, 8:00 am - 5:00 pm, EST – Website:

Description: Disaster victims can obtain additional information and apply for disaster assistance through FEMA in various ways. A toll-free number has been established by FEMA for disaster victims to apply for certain types of disaster programs and obtain information about others. You can obtain information by calling. Phone: (800) 621-FEMA (3362) – Website:

SBA (U.S. Small Business Administration)
Description: Small businesses and small agricultural cooperatives suffering a substantial economic injury may be eligible for an economic injury disaster loan of up to $1.5 million to meet necessary financial obligations – Bills the company would have paid if the disaster had not occurred. Phone: (800) 659-2955 – Website:

Physical Disaster Loans
SBA (U.S. Small Business Administration) Description: Businesses of all sizes may apply for a Physical Disaster Loan of up to 1.5 million to repair or replace damaged real estate, equipment, inventory and fixtures. These loans will cover uninsured or under-insured losses. Phone: (800) 659-2955 – Website:

IRS Excise Tax
Description: IRS will waive tax penalties on disasters on a case-by-case basis. Phone: (800) 829-1040 – Website:

The Florida State Emergency Response Team (SERT) provides daily conference calls at 1:30 p.m., Eastern Time, for private sector and industry partners.

  • Updates provided by SERT: Meteorology, Fuels, Communications, Transportation, Energy
  • Business & Industry Updates: Supply Chain Issues, Closed Locations and Adjusted Hours, Employee Evacuations, Business Priorities, Concerns, and Challenges

Call-in Information: 

  • Number: 888-585-9008
  • Participant Code: 753 329 128
  • Time: 1:30 – 2:30 p.m., ET
  • Weather Updates
  • Country Wide information: FEMA
    • FEMA has information to help you prepare for, respond to, and recover from disasters specific to your location. Use this page to find local disaster recovery centers, flood maps, fact sheets, FEMA contacts, and other resources.
    • Determine if your business is in a flood zone
  • State Information: Florida Division of Emergency Management
  • Hurricane Preparedness Guide from the Office of the Attorney General
  • Florida’s Economic Development Organizations by County: business disaster planning & local, personalized assistance are provided by the economic development organization in each of the 67 Florida counties.
  • Business Disaster Plan Template: provided by the Florida Division of Emergency Management.
  • Emergency Management Guide for Business & Industry: provided by FEMA.
  • Tourism Disaster Assistance: provided by the state’s official tourism organization, Visit Florida. Tourism hotline: 800.287.8598
  • Florida Building Code Standards: provided by Building a Safer Florida, Inc.