Business Resources (COVID-19)

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Collier CARES

Learn more about Collier CARES.

Assistance for Small Businesses

The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing billions toward job retention and certain other expenses.

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

The recent passage of a new COVID-19 relief package has expanded allowable and forgivable uses of PPP funds to include certain technology expenses, property damage due to public disturbances that are not covered by insurance, certain expenditures to a business supplier, and costs of personal protective equipment required to comply with federal, state, or local safety guidelines.  The package has also made modifications to other programs such as the Economic Injury Disaster Loan and microloans.  For more information on the PPP program and other small business supports visit:

For assistance in completing these applications, contact your local Florida Small Business Development Center (SBDC) office at [email protected] or 239-745-3700.

Learn more about FGCU's RESTART SWFL Economic Recovery Initiative

News & Resources

Lenders with $1 Billion or Less in Assets Will be Able to Submit First and Second Draw PPP Applications Today – Continuing Dedicated Access for Community-Based Lenders 

WASHINGTON – The U.S. Small Business Administration, in consultation with the U.S. Treasury Department, re-opened the Paycheck Protection Program (PPP) loan portal to PPP-eligible lenders with $1 billion or less in assets for First and Second Draw applications today at 9 a.m. EST. The portal will fully open on Tuesday, January 19, 2021, to all participating PPP lenders to submit First and Second Draw loan applications to SBA.

Earlier in the week, SBA granted dedicated PPP access to Community Financial Institutions (CFIs) which include Community Development Financial Institutions (CDFIs), Minority Depository Institutions (MDIs), Certified Development Companies (CDCs), and Microloan Intermediaries as part of the agency’s ongoing efforts to reach underserved and minority small businesses.

On Friday, SBA will continue its emphasis on reaching smaller lenders and businesses by opening to approximately 5,000 more lenders, including community banks, credit unions, and farm credit institutions.  Moreover, the agency also plans to have dedicated service hours for these smaller lenders after the portal fully re-opens next week.

“A second round of PPP could not have come at a better time, and the SBA is making every effort to ensure small businesses have the emergency financial support they need to continuing weathering this time of uncertainty,” said SBA Administrator Jovita Carranza. “SBA has worked expeditiously to ensure our policies and systems are re-launched so that this vital small business aid helps communities hardest hit by the pandemic. I strongly encourage America’s entrepreneurs needing financial assistance to apply for a First or Second Draw PPP loan.”

“We are pleased to have opened PPP loans to CDFIs, MDIs, CDCs, and Microloan Intermediaries.  The PPP is already providing America’s small businesses hardest hit by the pandemic with vital economic relief,” said Secretary of the Treasury Steven T. Mnuchin. “As the Program re-opens for all First and Second Draw borrowers next week, the PPP will allow small businesses to keep workers on payroll and connected to their health insurance.”

First Draw PPP Loans are for those borrowers who have not received a PPP loan before August 8, 2020. The first round of the PPP, which ran from March to August 2020, was a historic success helping 5.2 million small businesses keep 51 million American workers employed.  

Second Draw PPP Loans are for eligible small businesses with 300 employees or less, that previously received a First Draw PPP Loan and will use or have used the full amount only for authorized uses, and that can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020. The maximum amount of a Second Draw PPP loan is $2 million. 

Updated PPP Lender forms, guidance, and resources are available at and

Tallahassee, Fla. – Today, (January 8, 2021) Governor Ron DeSantis announced the expansion of lending guidelines for the Rebuild Florida Business Loan Fund recently approved by the United States Economic Development Administration (EDA). The Rebuild Florida Business Loan Fund, administered by the Florida Department of Economic Opportunity (DEO) in partnership with EDA, is a revolving loan fund that targets industries identified by the state as key strategic markets for future growth and resiliency.

“My administration is committed to ensuring that Florida businesses remain strong and resilient,” said Governor DeSantis. “The expansion of lending guidelines for the Rebuild Florida Business Loan Fund program allows the state to provide access to capital that certain businesses may otherwise not be able to access.”

Up to $2.5 million in financing is now available for a single business applicant through the Rebuild Florida Business Loan Fund. Loan participation with third-party lenders is also now available. These changes to lending guidelines will assist Florida businesses by offering higher funding levels at below-market interest rates and expand the Rebuild Florida Business Loan Fund’s availability to Florida businesses.

“Now more than ever, it is important for DEO to continue to champion programs that help Florida businesses gain access to affordable capital,” said Florida Department of Economic Opportunity Executive Director Dane Eagle. “The expansion of lending guidelines for the Rebuild Florida Business Loan Fund is an example of our commitment to ensure Florida businesses have resources available to continue to grow and prosper.”

In all Florida counties, up to $40 million is available to small businesses to create and enhance the diversification and resiliency of Florida’s economy. An additional $10 million is available to assist small businesses located in the following counties impacted by Hurricane Michael:  Bay, Calhoun, Franklin, Gadsden, Gulf, Holmes, Jackson, Leon, Liberty, Taylor, Wakulla, and Washington. Financing is available for the following business purposes: inventory purchases, working capital needs, capital start-up loans, machinery and equipment purchases, equipment financing, and more.

For more information and to apply, visit

Paycheck Protection Program (PPP) "2nd Round" Webinar

The U.S. Small Business Administration (SBA), in consultation with the Treasury Department, re-opened the Paycheck Protection Program (PPP) for new borrowers and certain existing PPP borrowers.

This round of the PPP continues to prioritize millions of Americans employed by small businesses by authorizing up to $284 billion toward job retention and certain other expenses through March 31, 2021, and by allowing certain existing PPP borrowers to apply for a Second Draw PPP Loan.

Join the South Florida District Office as we explore the next steps in the PPP process.

*Eventbrite access is required to register for the events.

Tuesday, January 19 -- SOLD OUT
1pm – 2pm EST
Click here register on Eventbrite.

Wednesday, January 20 -- SOLD OUT
1pm – 2pm EST
Click here register on Eventbrite.

(en español) Thursday, January 21
11am – 12pm EST
Click here register on Eventbrite.

Thursday, January 21 
1pm – 2pm EST
Click here register on Eventbrite.

SBA Disaster Recovery Q&A Sessions
01/19 - 01/21
11:00 A.M. – 12:00 P.M. (en Español)
2:00 P.M. – 3:00 P.M.

Was your small business affected by Covid-19? Are you looking for small business funding? You have questions, we have answers! Join us during our virtual hours and have your Paycheck Protection Program (PPP) and Economic Injury Disaster Loan (EIDL) questions answered by a live person. Participants may call at any time and are welcome to enter and exit at will.

Tuesday, Wednesday, and Thursday 
2pm – 3pm
Join Microsoft Teams Meeting
202-765-1264; Conference ID – 191 652 154


Wednesday (en Español)
11am – 12pm
Join Microsoft Teams Meeting
202-765-1264; Conference ID – 919 146 391

*Eastern Standard Time (EST)

Tuesday, January 19, 2020, 1:00 P.M. – 2:00 P.M., Virtual Info Session #1 – Miami Herald Startup Pitch Competition (FIU Track)

Participate in this year’s Miami Herald Startup Pitch Competition for a chance to get your business idea covered in The Miami Herald and exposed to potential investors! Free to attend. Click here to register. The workshop will be conducted by the Florida SBDC at FIU.

Tuesday, January 19, 2020, 6:00 P.M. – 7:30 P.M., Website Planning 101: Take your first step to website success!

After this webinar, you'll have a comprehensive plan in place for your business's website. Attendees may also request the free workbook upon completion of the webinar. $15 to attend. Click here to register. The workshop will be conducted by the Broward SCORE Chapter.

Wednesday, January 20, 2020, 11:00 A.M. – 12:30 P.M., Navigating Taxes during Unprecedented Times

This webinar will cover • Tax updates from Covid-19 and how it impacts the business 2020 tax return, PPP forgiveness, EIDL Advance • Updates of other issues for 2020 business tax returns and much more. $15 to attend. Click here to register. The workshop will be conducted by the Lonnie Koyama of the U.S. Small Business Administration.

Wednesday, January 20, 2020, 6:00 P.M. – 7:30 P.M., QuickBooks Online

This workshop is suitable for entry-level and beginner users of QuickBooks Online version only. It is not designed for intermediate users. Free to attend. Click here to register. The workshop will be conducted by the Broward SCORE Chapter.

Thursday, January 21, 2020, 6:00 P.M. – 7:00 P.M., Inicie su pequeña empresa: ¡pruebe la viabilidad! (Seminario web en vivo)

¿Crees que tienes una gran idea de negocio, pero no sabes cómo empezar? En este seminario web GRATUITO lo ayudaremos a comprender lo que implica comenzar un negocio y su etapa personal de preparación. Click here to register. The workshop will be conducted by the Miami SCORE Chapter.

Saturday, January 23, 2020, 9:30 A.M. – 11:30 A.M., Implicaciones legales y de impuestos al establecer un negocio

Los propietarios de negocios, cuando establecen nuevas empresas (corporaciones), muchas veces no tienen el tiempo necesario para conocer las implicaciones Legales y de Impuestos de sus negocios. Free to attend. Click here to register. The workshop will be conducted by the Broward SCORE Chapter.